millions and millions of money wasted
in providing basic need to the citizens
but do they even get a minuscule crumb
leaving the population practically dumb
the health is the most sick department
the sports ministry is effectively lame
the education dept can’t read the needs
women welfare section brings us shame
agriculture has become a barren field
the tourism is wandering elsewhere
water resources have already run dry
and the railways just don’t care
labour dept is no longer laborious
power ministry is too deep dark
no one really cares for the poor
the politicians have turned shark
I thought I should share a recent incident of cyber crime with you all. Though it looks bit odd but the fact is that I have been the victim of false transactions from my credit card with my pocket fully punctured. I have been using credit card for long almost seventeen years or so from the most reputed and safe bank of our country, the State Bank of India (SBI).
Even before the recent ‘Go cashless’ drive, I used to be cashless from long ago and was too confident on my transactions and the safety involved. This myth got shattered few days back when I received the following messages within few minutes span on my mobile:
– Rs. 50.00 was spent on your SBI card at GOOGLE *SERVICES on 9 Jun 17 – message received at 09.06.2017; 12:05:46
– Rs. 6800.00 was spent on your SBI card at GOOGLE *Droidhen on 9 Jun 17 – message received at 09.06.2017; 12:08:04
– Rs. 13700.00 was spent on your SBI card at GOOGLE *Droidhen on 9 Jun 17 – message received at 09.06.2017; 12:09:02
– Rs. 13700.00 was spent on your SBI card at GOOGLE *Droidhen on 9 Jun 17 – message received at 09.06.2017; 12:09:18
– Rs. 13700.00 was spent on your SBI card at GOOGLE *Droidhen on 9 Jun 17 – message received at 09.06.2017; 12:09:32
– Rs. 13700.00 was spent on your SBI card at GOOGLE *Droidhen on 9 Jun 17 – message received at 09.06.2017; 12:09:44
– Rs. 13700.00 was spent on your SBI card at GOOGLE *Droidhen on 9 Jun 17 – message received at 09.06.2017; 12:09:59
– Rs. 13700.00 was spent on your SBI card at GOOGLE *Droidhen on 9 Jun 17 – message received at 09.06.2017; 12:10:06
– Rs. 13700.00 was spent on your SBI card at GOOGLE *Droidhen on 9 Jun 17 – message received at 09.06.2017; 12:10:17
Further, no transactions were possible and the next transaction of Rs. 13700.00 was declined due to insufficient credit limit.
In a nutshell, Rs. 1,02,750 (equivalent to 1604 USD or 1253 GBP) were transacted within a span of five minutes. All these transactions were approved without any OTP received to authenticate the transactions.
I immediately called the customer care and blocked the card and reported matter to the customer care as well as the cyber crime cell.
Though the matter is under investigation, I though it wise to alert all my companions so that they are doubly sure of the online usage of their cards and ensure extra protection for the transactions.
A school is a place where kids learn the etiquette, the discipline, the manners, the obedience and other social habits. That may be the reason why parents search for a good school for their kids. But how does one define a good school?
- Is a good school the one that drills a big hole into your pocket?
- Is a good school the one that has a bigger infrastructure or the one that is part of the chain of institutions?
- Is a good school the one that produces good academic results?
Like others, I also thought that the life without cash would be hell. Seeing the queue outside the banks and the horrifying deaths of many people in the queue had made the thinking environment quite conservative. So I thought let me have a day our without cash and see, how much troubles are there on the path of cashless life? Though living in a city like Bangalore, one may not have much of the trouble with his daily chores without cash, I thought it was worth trying the outing with family in this politically biased atmosphere. Continue reading
The opposition parties have come together under one black umbrella in the most childish act by the opposition parties in the history of independent India. They have only one argument, ‘The poor is getting affected by the ban on Rs. 500 and Rs. 1000 notes.’ Surprisingly, I could never understand, if the poor people are the biggest holders of those banned notes? Rs. 10, Rs, 20, Rs. 50, Rs. 100 all are under circulation, but the poor man is suffering because his Rs. 500 or Rs. 1000 notes is not getting exchanged or he is not able to draw money from ATM? Is that the life, deed, actions and plight of a poor man? Which are those reports that say that 75 % of rural households have a monthly income of less than Rs five thousand in India? This amounts to around 133.5 million families! Is the authentic report false or these politicians are lying? Which poor people are they talking about?
So in this ocean of poverty that has been watered for years, three in four households in rural India, earns less than Rs. 5,000 a month and there are whopping 90 % households who earn less than Rs.10,000 a month. Going by this figure, whether the limit of Rs. 24,000 a week imposed by the government is less? May be less for those who want MORE, but surely the poor man is not going to withdraw more than Rs. 96,000 in a month. Continue reading
The late evening announcement by Prime Minister on the ban of Rs. 500 and Rs. 1000 notes in India had taken away the sleep of many currency keepers. Suddenly the entropy of the country had increased may folds. But, if we carefully observe, these currency keepers (CK) can be divided into three parts; Continue reading