I thought I should share a recent incident of cyber crime with you all. Though it looks bit odd but the fact is that I have been the victim of false transactions from my credit card with my pocket fully punctured. I have been using credit card for long almost seventeen years or so from the most reputed and safe bank of our country, the State Bank of India (SBI).
Even before the recent ‘Go cashless’ drive, I used to be cashless from long ago and was too confident on my transactions and the safety involved. This myth got shattered few days back when I received the following messages within few minutes span on my mobile:
– Rs. 50.00 was spent on your SBI card at GOOGLE *SERVICES on 9 Jun 17 – message received at 09.06.2017; 12:05:46
– Rs. 6800.00 was spent on your SBI card at GOOGLE *Droidhen on 9 Jun 17 – message received at 09.06.2017; 12:08:04
– Rs. 13700.00 was spent on your SBI card at GOOGLE *Droidhen on 9 Jun 17 – message received at 09.06.2017; 12:09:02
– Rs. 13700.00 was spent on your SBI card at GOOGLE *Droidhen on 9 Jun 17 – message received at 09.06.2017; 12:09:18
– Rs. 13700.00 was spent on your SBI card at GOOGLE *Droidhen on 9 Jun 17 – message received at 09.06.2017; 12:09:32
– Rs. 13700.00 was spent on your SBI card at GOOGLE *Droidhen on 9 Jun 17 – message received at 09.06.2017; 12:09:44
– Rs. 13700.00 was spent on your SBI card at GOOGLE *Droidhen on 9 Jun 17 – message received at 09.06.2017; 12:09:59
– Rs. 13700.00 was spent on your SBI card at GOOGLE *Droidhen on 9 Jun 17 – message received at 09.06.2017; 12:10:06
– Rs. 13700.00 was spent on your SBI card at GOOGLE *Droidhen on 9 Jun 17 – message received at 09.06.2017; 12:10:17
Further, no transactions were possible and the next transaction of Rs. 13700.00 was declined due to insufficient credit limit.
In a nutshell, Rs. 1,02,750 (equivalent to 1604 USD or 1253 GBP) were transacted within a span of five minutes. All these transactions were approved without any OTP received to authenticate the transactions.
I immediately called the customer care and blocked the card and reported matter to the customer care as well as the cyber crime cell.
Though the matter is under investigation, I though it wise to alert all my companions so that they are doubly sure of the online usage of their cards and ensure extra protection for the transactions.
Thieves are everywhere. People who want to reap where they did not sow. Shame to them!
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That is right….thanks SIW…..
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Take care in future. Keep a vigilant eye on your transactions and if possible, open another account which you can use for your online shopping and other card based transactions instead of your core account.
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True…but this was the credit card…with a comparatively lower limit….still…..
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O God!! Be careful please and take care of yourself too you never know who it is on the other end.
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Thanks for your kind concern…..regards…..
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You’re welcome
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That’s scary and a big loss.
Hope the culprit gets traced soon
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Hopefully….regards….
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This has happened to me also in the past with my chase credit card and it was so help that the bank helped me to block out such transaction and retrieve the money some one used fraudulently. But now when such transaction happen the bank sends me a message asking to go and validate the info and until that the card becomes inactive. It’s a nuisance but I think it’s for the good.
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That should be helpful…. I have given them few more interlocks….to implement….thanks for sharing…and reading….regards….
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Thank you for liking my post. Much appreciated.
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Sorry to ‘hear’ about this scare. Hope the matter is resolved. I guess things like this happen to challenge our mundane lives!
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Hahaha…..that is called….out of the box thinking…..
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📦Oops! Didnt realize, i’d rolled out😉.
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…out of the box…?
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Yes… I was just being cartoonish about it
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that’s fine….we all have an element of Jerry in us…
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😄👍
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